• Insurance for Barber Shops

    Running a barber shop is more than just cutting hair- it’s about creating an inviting space for your clients while managing the daily operations of your business. From potential liability issues with customers to protecting your valuable equipment and tools, barber shops face unique risks that require specialised insurance. Having the right business insurance ensures that your shop is protected from the unexpected, so you can focus on delivering excellent service to your clients.

    Why do Barber Shop owners choose Acer Insurance?

    What sets Acer Insurance apart is our personalised approach. We don’t offer generic policies. Instead, we’ll work with you to create an insurance plan that covers everything your Barber shop requires, without unnecessary extras. Our team of experienced advisers are committed to supporting you throughout the entire process – from setting up your policy to handling any claims swiftly and efficiently.

    Whether its protection liability insurance for handling dissatisfied customer claims or equipment insurance covering the costs of damaged or stolen equipment, we’ll ensure your business insurance cover is designed to protect your business from all angles. So, you can run your barber shop with confidence, knowing that your business is well-protected from potential risks.

    What insurance would I need?

    We will work closely with you to create a plan that fits the unique aspects of your business to protect you against a wide range of potential issues. There are a few protection options we will need to consider:

    • Property insurance: Protects your barber shop, including furniture, styling chairs, mirrors, and tools, from damage caused by events such as fire, theft, or vandalism, ensuring you can quickly recover from unforeseen incidents.
    • Equipment cover (including clippers and tools): Covers your professional tools and equipment, ensuring that if any of your clippers, scissors, or styling equipment are damaged, lost, or stolen, you won’t have to bear the cost out-of-pocket.
    • Professional liability insurance: Protects you from claims related to customer dissatisfaction with services, such as complaints about haircuts or grooming services, safeguarding your reputation and business from legal disputes.
    • Public liability insurance: Covers claims of injury or property damage that may occur in your barber shop, such as a customer slipping or being injured by equipment, ensuring you’re protected from costly legal claims.
    • Employers’ liability insurance: Provides cover for medical expenses and lost wages for employees who are injured while working in your barber shop, ensuring you comply with legal requirements and support your team’s well-being.
    • Commercial legal expenses: Protects your business from employee claims, such as wrongful termination, discrimination, or workplace harassment, helping you avoid costly legal disputes.
    • Theft and burglary insurance: Provides protection against theft, especially important for barber shops that invest in high-quality tools and equipment that are prime targets for theft.

    Other protection options you may wish to consider:

    • Cyber liability insurance: Protects against data breaches or cyber-attacks, especially if you store client information digitally or offer online booking services.
    • Commercial car or van insurance: Covers vehicles used for business purposes, such as transporting supplies or making deliveries, protecting your business from liability in the event of an accident.
    • Business interruption insurance: Compensates for lost income and helps cover ongoing expenses if your barber shop is forced to close temporarily due to a covered event, such as a fire or flooding, helping you maintain financial stability during periods when the business is closed or unable to trade.
    • Terrorism cover: Offering valuable protection from acts of terrorism.

    Contact us for a quote today

    With Acer Insurance, we’re here to offer you the insurance solutions that fit your business, so you can trust that your Barber shop is fully protected from the risks it faces. Let us help you safeguard your business and take care of your insurance needs so you can concentrate on creating exceptional styles and building lasting relationships with your clients.

    Call 01959 528435 for an immediate quotation or leave your details below and one of our experienced team members will call you back.