Insurance Cover for Dentists

Running a successful dental practice requires more than just clinical expertise—it demands careful attention to the various risks that can impact your business. From protecting your practice against legal claims to ensuring your state-of-the-art equipment is covered, comprehensive insurance is essential for safeguarding your dental practice’s future.

Why do Dental Practices choose Acer Insurance?

We understand the unique challenges dental practices face, and we offer tailored dental insurance solutions designed specifically for dentists. Recognising that a one-size-fits-all approach doesn’t work, we provide customised insurance solutions that address the specific risks associated with your dental practice. Whether you’re dealing with liability issues, property damage, or business disruptions, our dental insurance cover ensures you’re fully protected

What insurance would I need?

There are several protection options to consider to cover you against a wide range of potential issues, from professional liability and property damage to business interruption and employee-related claims:

• Dental Professional Liability Insurance: Shields your dental practice from claims of malpractice or negligence in patient treatment, providing essential protection for your professional reputation.
• Public Liability Insurance: Covers incidents of bodily injury or property damage that may occur on your premises, safeguarding your practice from costly lawsuits.
• Employers’ Liability Insurance: Provides cover for medical expenses and lost wages for employees who are injured while working in your dentist practice, ensuring you comply with legal requirements and support your team’s well-being.
• Commercial Legal Expenses: Protects your business from employee claims, such as wrongful termination, discrimination, or workplace harassment, helping you avoid costly legal disputes.
• Property Insurance: Protects your practice’s physical assets, including dental chairs, imaging equipment, and technology, from risks like fire, theft, and natural disasters.
• Business Interruption Insurance: Provides financial support to cover lost income and ongoing expenses if your practice must temporarily close due to an unforeseen event, helping you maintain financial stability.

Other protection options you may wish to consider:

• Cyber Liability Insurance: As dental practices increasingly rely on digital patient records and online systems, this cover protects against data breaches, cyber-attacks, and the legal liabilities that follow.
• Commercial Car or Van Insurance: Covers any vehicles owned by your practice, whether used for patient transport or supply delivery, protecting against accidents and liability claims.
• Equipment Breakdown Insurance: Offers cover for the repair or replacement of essential dental equipment, minimising downtime and ensuring you can continue providing care without interruption.
• Terrorism cover: Offering valuable protection from acts of terrorism.

Contact us for a quote today

By focusing on the specific needs of dental practices, we offer more than just a policy—we offer peace of mind. Let us help you protect the practice you’ve worked hard to build, so you can concentrate on what matters most: your patients.

Simply call 01959 528435 for an immediate quotation or leave your details below and one of our experienced team members will call you back.