• Insurance for Hair Salons

    Running a hair salon is about more than just creating beautiful styles – it’s about managing a busy business, ensuring client safety, and protecting your valuable tools and equipment. With constant client interaction, expensive products, and high-end tools, your salon faces unique risks, from potential liability claims to theft or damage. Having the right business insurance is essential to keeping your salon running smoothly, no matter what challenges come your way.

    Why do Hair Salon owners choose Acer Insurance?

    What sets Acer Insurance apart is our focus on personalised insurance solutions. We don’t offer one-size-fits-all insurance plans. Instead, we will work closely with you to understand the unique needs of your hair salon and create a policy that provides the exact protection you require – without paying for unnecessary extras. Our experienced team is there to guide you through every step of the process, ensuring quick and easy claim handling should anything happen.

    What insurance would I need?

    We will work closely with you to create a plan that fits the unique aspects of your business to protect you against a wide range of potential issues. There are a few protection options we will need to consider:

    • Property insurance: Protects your salon, including styling chairs, mirrors, and decor, against damage from fire, theft, vandalism, or natural disasters, ensuring your business can quickly recover from unexpected events.
    • Equipment cover (including styling tools and products): Covers your high-value tools—hairdryers, straighteners, scissors, and more—against loss, damage, or theft, making sure your salon’s operations continue smoothly without costly replacements.
    • Employers’ liability insurance: Provides cover for medical expenses and lost wages for employees who are injured while working in your hair salon, ensuring you comply with legal requirements and support your team’s well-being.
    • Commercial legal expenses: Protects your business from employee claims, such as wrongful termination, discrimination, or workplace harassment, helping you avoid costly legal disputes.
    • Public liability insurance: Covers claims related to injuries or property damage that may occur in your salon—such as a customer slipping on a wet floor or being injured by equipment—protecting your business from costly legal claims.
    • Theft and burglary insurance: Offers protection against theft, especially important for salons with expensive equipment and beauty products, ensuring your inventory and assets are covered in case of a break-in.

    Other protection options you may wish to consider:

    • Cyber liability insurance: Safeguards your salon against data breaches or cyber-attacks, which is crucial if you store client information electronically or offer online booking services.
    • Commercial car and van insurance: Provides cover for vehicles used for business purposes, such as delivering products or picking up supplies, protecting your business in case of accidents or liability claims.
    • Equipment breakdown insurance: Covers repair or replacement costs for essential salon equipment, such as shampoo stations or hairdryers, ensuring that mechanical failures don’t disrupt your business operations.
    • Business interruption insurance: Compensates for lost income and helps cover ongoing expenses if your hair salon is forced to close temporarily due to a covered event, such as a fire or flooding, helping you maintain financial stability during periods when the business is closed or unable to trade.
    • Terrorism cover: Offering valuable protection from acts of terrorism.

    Contact us for a quote today

    With Acer Insurance, your salon is in safe hands. Our comprehensive and personalised business insurance solutions are designed to protect every aspect of your salon – from your valuable equipment to the safety of your clients. Let us take care of your insurance needs, so you can focus on what matters most – making your clients look and feel their best!

    Call 01959 528435 for an immediate quotation or leave your details below and one of our experienced team members will call you back.