• Insurance for Mobile Phone Shops

    Running a mobile phone shop involves more than just selling the latest smartphones and accessories. With high-value stock, customer foot traffic, and the ever-present risk of theft, accidents, or damage, your business faces unique challenges that require specialised insurance. To protect your investment, employees, and assets, it’s essential to have the right business insurance in place.

    Why do Mobile Phone Shop owners choose Acer Insurance?

    At Acer Insurance we don’t believe in generic policies; instead, we work with you to develop a plan that addresses your business’s specific risks, giving you peace of mind without overpaying for unnecessary extras. Our dedicated team is here to support you every step of the way, from crafting your plan to supporting you with your claims process efficiently.

    From protecting your stock of expensive phones and accessories to covering your premises and equipment, we’re here to help minimise any disruption to your business.

    What insurance would I need?

    We will work closely with you to create a plan that fits the unique aspects of your business to protect you against a wide range of potential issues. There are a few protection options that are essential for Mobile Phone Shop vendors to consider:

    • Property Insurance: Protects your store, including fixtures, display cases, and equipment, against damage from fire, theft, vandalism, or natural disasters, ensuring you can quickly recover from unexpected events.
    • Stock Cover (Including Phones and Accessories): Covers the cost of your inventory—phones, tablets, and accessories – if they are lost, stolen, or damaged, ensuring that your valuable stock is protected.
    • Public Liability Insurance: Covers claims of injury or property damage that occur on your premises, such as a customer slipping in your shop or being injured by a falling display.
    • Product Liability Insurance: Protects your business from claims related to defective or damaged phones and accessories sold at your store, safeguarding your reputation and finances.
    • Employers’ Liability Insurance: Provides cover for medical expenses and lost wages for employees who are injured while working in your mobile phone shop, ensuring you comply with legal requirements and support your team’s well-being.
    • Commercial Legal Expenses: Protects your business from employee claims, such as wrongful termination, discrimination, or workplace harassment, helping you avoid costly legal disputes.
    • Theft and Burglary Insurance: Provides cover specifically for theft and break-ins, protecting your high-value mobile phones and tech gadgets, which are prime targets for criminals.

    Other protection options you may wish to consider:

    • Cyber Liability Insurance: Protects against data breaches and cyber-attacks, especially important for businesses that handle customer credit card information or store sensitive customer data electronically.
    • Equipment Breakdown Insurance: Covers repair or replacement costs for essential shop equipment like point-of-sale systems, computers, and security systems, ensuring minimal disruption to your operations.
    • Commercial Car and Van Insurance: Provides cover for vehicles used for business purposes, such as delivering phones or picking up stock, protecting your business from liability in the event of an accident.
    • Fidelity Insurance: Provides protection against employee theft, fraud, or other internal crimes, ensuring your business remains financially secure.
    • Business Interruption Insurance: Compensates for lost income and helps cover ongoing expenses if your shop is forced to close temporarily due to a covered event, such as a fire or flooding, helping you maintain financial stability during periods when the business is closed or unable to trade.
    • Terrorism cover: Offering valuable protection from acts of terrorism.

    Contact us for a quote today

    By choosing Acer Insurance, you’ll be securing comprehensive protection that fits the specific needs of your mobile phone shop. Let us take care of your insurance, so you can focus on growing your business and providing great service to your customers with confidence.

    Call 01959 528435 for an immediate quotation or leave your details below and one of our experienced team members will call you back.